Credit Cards - All of the authorization networks available at UBC are equipped to process Visa, MasterCard, Discover® Network, American Express, Diners Club, JCB, check cards and private label transactions.

Debit Cards - United Bank Card supports virtually all regional and national POS Debit networks. These include Star, Mac, Honor, NYCE, Interlink, Maestro, Alaska Option, Shazam, Pulse, Jeanie, Cash Station, AFFN, TYME and Explorer.

ECR Program - Our state-of-the-art ECR will allow your customers to continue to manage their money, record sales, keep track of taxes and now come with integrated PCI secure payment processing. The ECR includes a cash drawer and backlit customer display. The integrated payment processing will provide credit, debit and gift card functionality, driven by a simple menu display on an LCD screen. This integrated technology is exclusive to United Bank Card.

POS Systems - UBC can provide your merchants' businesses with an easy to use, high performance POS system which has been designed with the features and capabilities required for both retail and hospitality merchants.

E-commerce - Enables merchants to grow their customer bases and, in turn, their revenue, through this massive online business force. UBC facilitates electronic processing via the Internet with secured transactions and lower costs. This includes business to business, online bill payment, online subscription, recurring payment and wireless commerce.

Wireless Solutions - The primary solution for mobile merchants, wireless terminals provide on-the-spot authorizations, pre-authorizations, and debit and credit processing capabilities. Now merchants can expand their business and increase revenue by accepting payments from customers anytime, anywhere.

Contactless Payments - Contactless payment systems enable customers to complete transactions at your merchant locations by waving their payment cards in front of a contactless reader. You will be able to equip merchants with a state-of-the-art contactless reader that is compatible with a variety of POS systems. This device supports all major contactless brands, including MasterCard Paypass™, Expresspay™ from American Express, Visa payWave™ and Discover® Network ZipSM contactless payment programs, in addition to private label contactless gift and loyalty cards.

Electronic Check Guarantee & Conversion - UBC offers a complete line of check services that allow merchants to accept all checks from anywhere in the United States and Canada. All of our guarantee and electronic check conversion (ECC) services reduce the risk and overhead of bounced checks and collections.

Gift and Loyalty Card Program - Designed to promote repeat business from customers, UBC gift and loyalty cards are ideal for all business types looking to reward their customers through purchase programs. In addition to the tangible value of the cards, merchants receive 100% profit for unredeemed or expired cards. Merchants can choose from a variety of pre-designed or completely customized cards.

Petroleum Solutions - Keeping in step with the remarkable growth of the petroleum market, UBC authorization networks are certified to process transactions on major pay-at-the-pump site controllers, including Gilbarco G-Site and Ruby Systems. In addition, we are able to authorize and settle private label fuel cards.

Interactive Merchant Systems (IMS) - The perfect tool to help your merchants monitor their account securely over the Internet. Exclusive to UBC merchants, it provides them with important contact information, and enables them to view statements and order supplies with ease.

Prepaid Solutions - FI Prepaid Solutions can provide your institution with a unique revenue opportunity that will increase brand presence while offering a value added service to consumers. This program allows you to offer prepaid Visa® Gift Cards featuring your financial institution's logo or a custom image.

ATM Solutions - United Bank Card gives you the opportunity to offer a complete ATM program in which you will be able to take advantage of our purchase and lease offerings, conversion/reprogram option and free placement program. Help your merchants bring in new customers, improve loyalty and increase profits by adding ATMs to their locations.